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Legal expenses insurance for freelancers

For unpaid invoices & sticky legal situations. It isn’t fun learning the hard way how much poorly worded contracts can make your life suck. So this insurance gives you access to a library of vetted legal documents and even a free 24/7 legal advice and tax helpline.

Legal expenses insurance also covers the cost of expert help from accountants, if you’re ever faced with an HMRC tax investigation. This can easily run into the thousands — but you’ll get it at no extra cost.

What is legal expenses insurance?

Whilst the professional indemnity policy is triggered if you receive a threat of legal action or a client tries to recover compensation, legal expenses insurance is designed to help with everyday legal issues.

Use your legal expenses policy to get legal advice before a problem escalates, or to put an end to late paying clients.

Add it to your policy for:


Do I need legal expenses insurance?

If you’ve ever found yourself with a legal question and turning to Facebook, Reddit and Slack communities for answer, you should consider legal expenses insurance. After all, it’s better to get expert advice from a legal adviser than the online echo chambers.

Everyday issues like unpaid invoices and keeping on the right side of IR35 are a worry. The debt recovery service and tax protection cover will help should those problems arise, freeing you up to focus on your most important asset—your productivity.

Add it to your policy for:


What's covered…

Contract disputes

Clients can receive a robustly-worded letter from expert solicitors.

Overdue invoices

Solicitors will chase overdue invoices on your behalf.

Innocent legal mistakes

Call the legal helpline 24/7 and get expert advice.

Tax investigations

Call the tax helpline. And if there’s ever a dispute, you’ll have expert support.

Loss of earnings through jury duty

As a freelancer, you can't afford to lose a day's work to jury duty.

Law assistance

Access vetted legal documents and information.

We asked ourselves one important question…

What do we want out of an insurance provider?

With Jack is the answer