Professional Indemnity Insurance for Freelancers

What is professional indemnity insurance?

Freelance professional indemnity insurance is there to protect you from the common pitfalls that many freelancers encounter. That includes unpaid invoices (if your client refuses to pay and threatens to bring a claim against you, professional indemnity can cover the amount owed to you), work that doesn’t meet client expectations or mistakes you make in your work. Professional indemnity covers your defence costs associated with a claim if your client threatens legal action against you, as well as compensation if your client claims to suffer a financial loss as a result of your work.

Insurance from

£14/month

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Do I need professional indemnity insurance?

Think of professional indemnity insurance the same way you think of wearing a seatbelt when travelling. Nobody gets into a vehicle anticipating a bump, but we still buckle up to minimise the damage if something does go wrong. Professional indemnity insurance works in much the same way. No freelancer should begin work on a project expecting things to turn bad, but if they do your insurance will help you manage difficult situations. If you want to go into each project with confidence, you should have professional indemnity insurance.

Here’s an overview of the most common claims we see at With Jack.

Insurance from

£14/month

Protect your business