Terms of Business

About Us

With Jack is a trading style operated by Ashley Baxter Limited. Ashley Baxter Limited is authorised and regulated by the Financial Conduct Authority (No. 813999). You can check this by visiting the Financial Services Register or by contacting them on 0800 111 6768.

Our Service

As our service is non-­advised you will not receive advice or a recommendation from us.​​ We may ask some questions to narrow down the products that we will provide details on. You will then need to make your own choice about how to proceed.

We act as your agent in placing the insurance and in the event of a claim. In sourcing a suitable policy it is important that you check carefully any form that we may help you complete or information we pass on for accuracy, as you could be held responsible for any errors which in turn may affect your ability to claim.

Your duty of disclosure

If the insurance is arranged wholly or mainly for purposes related to your trade, business or profession you have a duty to disclose all material facts whether or not the insurer asks for specific information. This duty applies throughout the life of your policy, and when you renew your insurance. Material facts are any facts which may influence the Insurer’s deciding to accept the policy and/or what terms are applied. Failure to disclose a material fact may invalidate your insurance and could mean that your claim will not be paid.

Whose products do we offer?

We do not select insurers from a “fair analysis” of the market. Instead, we work exclusively with Beazley. Beazley is rated ‘A’ by A.M. Best

How to cancel

You can cancel your policy at any time by contacting us. We do not charge administrative or cancellation fees, but we are required to give the insurer 30 days’ notice.

Collecting your information

All information is collected to:

• obtain an accurate quote for your business
• bind your policy

This information is stored in a secure CRM tool. The data we collect is shared with the insurer to obtain an accurate quote.

In order to give you an accurate quote for your business, we collect the following data:

• Name
• Trading name
• Business activities
• Turnover
• Email address or phone number
• Address (if quoting for contents insurance)
• Number of employees (if quoting for employers’ liability insurance)

If you choose to buy your insurance through With Jack, the following data is collected:

• Address

If you contact us via our contact form, user information is accompanied by the following:

• Name
• Email address

We only send marketing emails if you opt-in. We use a third-party tool for email marketing and will always provide the option to easily opt-out.

Protecting your information

All personal information about you will be treated as private and confidential (even when you are no longer a customer), except where the disclosure is made at your request or with your consent in relation to administering your insurance or where we are required by law.

Some or all of the information you supply to us in connection with your insurance proposal may be passed to insurance and other companies for underwriting, claims and premium collection purposes. Your data will be held in accordance with the Data Protection Act 1998, under which you have a right of access to see personal information about you that is held in our records, whether electronically or manually. If you have any queries, please write to Ashley Baxter, Director at 4-3 The Pentagon centre, 36 Washington Street, Glasgow, G3 8AZ.

We and/or the insurers may use publicly available data from a variety of sources, including credit reference agencies and other external organisations to verify your identity or creditworthiness, to avoid fraud, and to obtain beneficial quotes and payment options on your behalf. Each of the searches may appear on your credit report whether or not your application proceeds.

By agreeing to these terms and conditions you agree to these uses of your information.

How can I request a copy of my data?

Please contact With Jack to request a copy of your data. You will be asked to verify your identity.

Can you delete my data?

Yes. Just contact us with the request to delete your data. You will be asked to verify your identity.