Our favourite three policy features
Ashley talks about her favourite insurance features included in the policies we arrange at With Jack.
Weighing us up against a competitor? Found a cheaper policy elsewhere? Here are a few of the reasons why we think you should use With Jack to arrange your insurance.
Ashley talks about her favourite insurance features included in the policies we arrange at With Jack.
When you have an overdue invoice you want an easy way of getting paid so you can focus on your work. Chasing payments is a whole job in itself. With Jack recovers your overdue invoices for you so there’s one less time-consuming task for you to worry about.
Get paid what you're owed
This feature is included in the contents policy we arrange and means the insurer will cover the cost of reconstituting the data from an insured piece of equipment where the data has become lost or distorted as a result of accidental damage. Our average claim for data reconstitution is between £4000-£5000.
Get data recovery insurance
If your client isn’t happy with the work you’ve delivered, refuses to pay your invoice and accompanies that refusal with a threat, the insurer will pay you the money owed to you if they believe it will avoid a claim for a greater amount. We find this is one of the most used features of the professional indemnity policy. If a situation has reached the stage where a claim is being brought against you, we can assume your client isn’t happy with the work you’ve done and probably isn’t paying you.
Get unpaid invoice insurance
The legal expenses product includes a debt recovery service where a solicitor will chase your unpaid invoice for you. You provide the necessary information to the insurer, the insurer assigns a solicitor and if the solicitor believes they have 50%+ chance of recovering your debt they’ll pursue the client for you. Whilst debt recovery can’t be painted as a quick fix, it’s a good option to use as a last resort if you’ve exhausted other credit control avenues.
Get debt recovery insurance
With Jack reviews key indicators like your client’s cash position, history of non-payment and any legal filings against them. All of these factors build a clear picture of whether this is someone you want to do business with so you can decide whether to move forward with confidence.
Run a client checkWith Jack helped me through a stressful situation. They bent over backwards to help me! They were very patient with me and always stayed in contact throughout my claim to make sure everything was dealt with accordingly. They explained everything clearly to me (I’m not really good at this sort of stuff!) and were a delight to work with. It's clear to see how much With Jack cares for their clients. I’m really grateful for their help.
Suzanne Li
Freelance photographer