Professional Indemnity is there to protect you from the common pitfalls that many freelancers encounter. That includes unpaid invoices (if your client refuses to pay and threatens to bring a claim against you, professional indemnity can cover the amount owed to you), work that doesn’t meet client expectations and if a client threatens legal action against you. Professional indemnity covers your defence costs associated with a claim, as well as compensation if your client claims to suffer a financial loss as a result of your work.
If your client claims your work doesn’t meet their expectations.
Refusal to pay
If clients refuse to pay and threatens to bring a claim against you
If you unintentionally infringe on someone else’s property.
If you make a mistake or give ill-informed advice.
If you unintentionally damage a client’s reputation. Defamation, libel, slander…
If you lose or mishandle sensitive client data.
Many freelancers don’t have the cash to replace their equipment if it's damaged or stolen. With contents insurance, you’ll be able to buy new tools, keep working on that project — and hit that deadline.
Damage or theft
Cracked laptop screens, dropped cameras, stolen equipment.
Your equipment will be insured when travelling abroad.
Not just computers
Covers everything you need to do your job.
Little accidents such as slips, trips and falls can be expensive. Public liability insurance is for you if you make regular contact with clients or the public through your work. It protects you against cases of injury or damage to a person or property.
Injury on premises
If someone has an accident on your work premises and you're legally obligated to pay expenses.
If you have an accident that causes physical damage to third-party property.
Trips. slips and falls
If someone sustains an injury during the course of your professional services.
We’re not here to spook, shock, or intimidate you into buying insurance, but if you’re wondering what situations insurance can help with, read these stories from some of the freelancers we’ve supported through tricky situations.
When Jack saved a freelancer from scope creep
A client wanted extra work completed for free, refused to pay the developer and involved solicitors. The insurance we arranged covered legal fees and paid the outstanding balance that the client owed.
When Jack protected a freelancer from a missed deadline
A project was delivered late, which led to the client refusing to pay some of the freelancer’s fees and claiming compensation for hiring a new contractor. Their insurance policy ensure they were never out of pocket.
Now that I’m insured, I know that my business is secure and safely insured. I also know I can rely on Ashley at With Jack to help with any issues that crop up - there’s nobody I’d trust more to help me handle such an important part of my business.
We asked ourselves one important question …
What do we want out of an insurance provider?
With Jack is the answer