Insurance for web designers

Insurance for Web Designers

You're a freelance web designer. You don't have staff to manage and spend most of your time at a computer. You have every client sign a contract, so assume your line of work is low risk and you're protected. But any professional that provides advice or services to a client should be insured.

The aim of professional indemnity is to offer reimbursement for a work-related loss. You're put back in the same financial position after a loss as you'd enjoyed prior to the loss. A work-related loss could be compensation for a mistake you've made, unpaid invoices, or defence costs if a client makes a claim against you.

You get access to all of this for £14 per month.

Enjoy the freelance lifestyle without the risk

What is business insurance?

These are just some of the scenarios professional indemnity will cover freelancers for:

Can you provide a real scenario of a designer needing insurance?

Why would a designer need insurance?

We've seen many situations where a freelance designer needed to call on the help of their insurer. Below is just one example (you can read the full story here).

A web designer was contracted to design a website for a client. Over time their relationship gradually broke down.

The scope had changed since the initial project, and the work the designer had agreed to and quoted for was now drastically different.

After feeling overworked, underpaid and unhappy, the designer decided to cease working with the client.

The client hit back with the following claims;

Fortunately, the designer had professional indemnity insurance arranged by With Jack. The insurer immediately appointed a team of legal experts to deal with their client and a settlement was agreed out of court.

This is just one of many examples where your insurer would step in to help you. The designer was put back in the same financial position after their loss as they'd enjoyed before the loss. That's what business insurance is for.

Be a trusted and insured professional

Be professionally insured

Insurance exists as protection against mistakes you make in your work and complaints or criticism from clients. It doesn't matter how good you are, these things happen.

As a freelancer your reputation is everything. Being an insured professional shows clients you're trustworthy and have support should things go awry.

Although insurance premiums vary, the professional indemnity policy we arrange costs £14 per month for £1,000,000 of cover. Every freelancer or small business should be insured. And it's tax deductible.

Focus On Pushing Pixels

Bye bye unnecessary fuss, hello freelancer-friendly insurance.