Blog

Insurance for freelancers webinar

In this webinar we chat about the importance of insurance for freelancers, covering various types of insurance products such as professional indemnity. We delve into real-life examples of claims, the significance of maintaining audit trails, and how insurance can empower freelancers in their client relationships.

Sole trader or limited company: What’s best for freelancers?

When starting out as a freelancer you’ll be faced with many important decisions. One of those is whether to register as a sole trader or a limited company. Let’s look at the advantages and disadvantages of each structure.

What to consider if you’re a freelancer thinking about small claims court

Rarely a week passes where we don’t hear from a freelancer having difficulty with getting paid. There are options to assist with non-payment, including insurance, but sometimes all avenues have been exhausted and small claims court is your last hope. In this blog post we detail what to expect, including the process and fees payable by you.

So you’ve received an “unauthorised use of image” letter

Accusations of copyright infringement are incredibly common. We should know—copyright infringement is one of the most common claims we see freelancers contend with. Unauthorised use of image warnings are on the rise because of image theft protection websites, which help artists recover compensation if their work is illegally distributed. Read this if you’ve recently received a warning letter.

First freelance gig? Here are some things to consider

You’re new to freelancing and have just landed your first client. Congrats! Amongst the excitement of it all it’s important to get your ducks in a row. Here are some questions to ask yourself to ensure your project runs as smoothly as possible.

Will my insurance cover me if I work with US clients?

A common question we’re asked from UK freelancers is whether their professional indemnity insurance will cover them when working with US clients. If you’re engaging with clients in the US you’ll want to pay attention to your policy jurisdiction. Let’s look at what options are available to freelancers working with worldwide clients.

Printer’s mistake has cost thousands of pounds. Help!

What happens if a client’s flyers arrive late due to a printing error? Hopefully the problem can be solved by having a transparent conversation with an understanding client. However, in this story the mistake left the freelancer vulnerable to reprint costs and a financial fallout with the client—even though it wasn’t their fault.

How freelancers are handling late payments

Last month we asked freelancers to participate in our late or non payment survey. Today we share the findings from this survey. Is there anything you can learn from how other freelancers handle late or non payment?

Are your clients wrecking your mental health?

Ok, that headline might be a bit strong! But it’s possible that the way you manage (or don’t manage) your clients is having an impact on your mental health. Let’s count the ways this might be affecting you, and look at what you can do to stay healthy.

Protecting yourself if a client’s business goes under

This is the kind of topic where you might prefer to stick your head in the sand. But the reality is that business insolvencies are close to their highest level in the UK since 2009. And there are no guarantees it won’t be one of your clients that goes under next. So how can you protect yourself?

News: An update to direct debits

Beazley, the insurer we place your business with, has updated their direct debit process. Here’s everything you need to know.

Why it’s definitely time to raise your prices

When did you last put your prices up? If you haven’t done this in the last few weeks, keep reading, because I’m here to explain to you exactly why you need to raise your rates. No exceptions!